Description
Join a member-driven leader in a fast-paced, challenging and collaborative environment with the shared mission of supporting America’s network of rural electric cooperatives. Since its formation in 1969, National Rural Utilities Cooperative Finance Corporation, or CFC, located in Dulles, Virginia, has provided capital and industry-leading financial products to more than 900 not-for-profit, consumer-controlled utility systems across the United States. Our exceptional team delivers the “CFC Difference” that encompasses our values of service, integrity and excellence in all our interactions.
Responsible for lending account management and relationship management of a specific group of high-profile, high activity accounts, their subsidiaries and their affiliates.
Primary Responsibilities
- Work independently to originate, analyze, process and service loans.
- Prepare loan proposals and analysis customized to each potential deal in collaboration with VPPM as necessary.
- Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions and repricing’s.
- Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.
- Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.
- Assist Regional Vice Presidents (RVP), with preparation of competitive materials and the presentation of materials.
- Help drive a high level of member engagement with focus on preserving the existing loan portfolio and growing loan volume.
- Monitor credit compliance, analyze associated risks, and consult with VPPM and member to develop an action plan for appropriate resolution.
- Monitor competitive issues and loan pricing for portfolio of assigned accounts.
- Detect potential problem credits and collaborate with appropriate CFC staff including VPPM in the resolution of problems.
- With appropriate guidance to coordinate all aspect of loan negotiations and documentation.
- With appropriate guidance, present financial information to membership, CFC management, Corporate Credit Committee and Board of Directors (if requested).
Required Skills
Commercial Loan Documentation, Credit Risk, Customer Relationship Management, Electrical Power Transmission And Distribution, Financial Statement Analysis, Financial Acumen, Loan Closing, Loan Origination, Standard Accounting Principles, Underwriting
Required Competencies
Analytical Skills, Influencing Skills, Critical Thinking, Interpersonal Communications, Troubleshooting, Negotiation
Required Certification/s:
Credit Training
Educational qualifications preferred
Category: Bachelor’s Degree
Field specialization: Finance Accounting
Required Work Experience
Years of experience: 6 to 8 years
Industry: Banking
Work Environment Details
Travel: Occasional Travel Required
CFC has a need for various levels of Commercial Credit Portfolio Managers to join our Portfolio Management team. This is a hybrid position requiring onsite work at our headquarters office in Sterling, VA. The Commercial Credit Portfolio Manager will support the design, implementation and management of compensation and benefits programs that attract, retain and motivate talent. This position conducts research and analysis to deliver competitive reward solutions that are aligned with business objectives and goals.
The expected base salary range for this position is $120,000 – $162,000, with the final offer determined based on factors such as experience, scope of the role, and demonstrated skills and competencies. In addition to base pay, CFC offers a comprehensive Total Rewards package, including an annual incentive opportunity, designed to support employees’ well-being and long-term success. Benefits include an employer-funded pension plan, 401(k), medical, dental, and vision coverage, and a generous paid leave program. Employees also have access to an onsite fitness center and a collaborative, professional work environment. Learn more at www.nrucfc.coop. CFC is an Equal Opportunity Employer committed to fostering a diverse and inclusive workplace.
Requirements
Required Skills
Commercial Loan Documentation, Credit Risk, Customer Relationship Management, Electrical Power Transmission and Distribution, Financial Statement Analysis, Financial Acumen, Loan Closing, Loan Origination, Standard Accounting Principles, Underwriting
Required Competencies
Analytical Skills, Influencing Skills, Critical Thinking, Interpersonal Communications, Troubleshooting, Negotiation
Required Certification/s:
Credit Training
Educational qualifications preferred
Category: Bachelor’s Degree
Field specialization: Finance Accounting
Required Work Experience
Years of experience: 6 to 8 years
Industry: Banking
